What is the trend of mail-order automobile insurance and why is it supported?

As for the mail order auto insurance trend, the number of subscribers has been on the rise in recent years, mainly in the 1920s and 1950s who mainly use PCs and smartphones. On the other hand, there are a certain number of drivers aged 70 and over who renew their contracts with conventional agency type auto insurance, and mail order auto insurance for all generations will increase profits on non-insurance. domestic and foreign life. Business. Penetration is an important point.

Mail order auto insurance is preferred because the entire registration process can be completed online and there is no need to go to the actual store for monthly premium payments or contract plan details. It has the appeal of being easy to manage from home.

Money order auto insurance premiums are 10-30% cheaper than agency type auto insurance and are suitable for those who want to reduce the burden on their home. Additionally, some non-life insurance companies that handle mail-in auto insurance offer services such as providing optional services and lowering insurance premiums over a period of time as benefits to new subscribers. The number of consumers interested in attractive mail-order auto insurance, such as insurance, low premiums and exclusive services, is increasing year over year. In these circumstances, when switching from conventional agency type auto insurance to mail order type when renewing the contract, it is necessary to carefully weigh important points such as product content and payment methods from multiple companies. Insurance fee.

Is the mail-order type (direct) with low insurance premiums inferior to the agency type?

Mail order type (direct) is not less than agency type

Some people worry that cheaper online (direct) car insurance will be less than agency-type car insurance, but there are online (direct) costs, such as store costs and agency fees. By reducing the amount of insurance, we will achieve reasonable insurance premiums.

Also, many insurance companies that handle mail-order (direct) auto insurance can use Internet discounts, so insurance premiums are cheaper.

Therefore, the mail order type (direct) with low insurance premiums is not inferior to the agency type.

Another feature of the mail order (direct) type is that as premiums decrease, there are more options to increase compensation.

However, if you choose the type of mail order (directly) in which you do the registration procedure yourself, you need time to understand and consider what kind of compensation is required beforehand.

There are some differences in coverage & road services for each company. Car insurance is in the event of an accident. There is no point in not getting sufficient compensation in the event of an accident.

It is important to carefully consider not only the insurance premium, but also the coverage, check with the insurance company window for any unclear points, and select satisfactory insurance.